Increased household insurance, often referred to as home content coverage, features noticeably broader defense in comparison to the common HDB hearth insurance policy. Whilst fireplace insurance plan only addresses the structural integrity in the flat, enhanced designs prolong coverage to the home's contents and renovations. This features particular belongings like furniture, electronics, and appliances, and inside improvements like crafted-in cupboards, flooring, and Fake ceilings. Important great things about these strategies incorporate all-danger protection for perils like hearth, theft, and burst pipes, individual legal responsibility defense towards check here accidental harm to third parties, and payment for option accommodation costs if the house gets to be uninhabitable. Insurance rates are usually very affordable, with yearly expenses starting from as low as $fifty to some hundred dollars, dependant upon the sum insured and the dimensions of the residence. Notable insurers in Singapore featuring these strategies consist of NTUC Profits, FWD, and Etiqa.